Effective date: 21/11/2025
These Terms & Conditions (“Terms”) govern your use of the website www.cryptotaxhub.co.uk and the purchase of digital products from BRIGHT FUTURE INITIATIVE LTD (“we”, “us”, “our”). By accessing the site or purchasing our products, you agree to these Terms. Users must be 18 years or older.

1. Business information

BRIGHT FUTURE INITIATIVE LTD
128 City Road, London, Greater London, EC1V 2NX
Email: info@cryptotaxhub.co.uk
Company registration: 16121317

2. Products

We sell digital guides only, including but not limited to crypto tax handbooks and step-by-step reporting guides. All products are delivered electronically.

3. Pricing and payment

• All prices are in GBP.
• Payments are processed securely via Stripe.
• No VAT is charged.
• You must ensure your payment details are correct and complete.

4. Delivery

• Digital guides are delivered via instant download link to the email provided at purchase.
• You are responsible for providing a valid email address to receive the product.

5. Refunds and cancellations

• All products are non-refundable once delivered in accordance with UK Consumer Contracts Regulations 2013.
• Refunds will only be issued in the event of a faulty or undelivered product, at our discretion.

6. Use of guides

• All digital products are for personal use only.
• You may not copy, share, redistribute, or resell any of our content.
• Intellectual property, including all guides, graphics, and materials, is © BRIGHT FUTURE INITIATIVE LTD.

7. Liability and disclaimers

• Our products are for educational purposes only and do not constitute personal tax advice.
• We are not responsible for any HMRC penalties, errors, or financial decisions made by users.
• To the fullest extent permitted by law, our liability is limited to the amount you paid for the product.

8. Cookies and privacy

• Use of our website is subject to our Privacy Policy, which covers cookies, data collection, and marketing communications.

9. Right to update terms

• We reserve the right to update these Terms at any time. Changes take effect immediately and will be posted on this page.

10. Governing law

• These Terms are governed by the laws of England & Wales.
• Any disputes arising from these Terms or your use of our website will be subject to the exclusive jurisdiction of the English courts.

11. Contact

If you have any questions about these Terms, please contact us at:
BRIGHT FUTURE INITIATIVE LTD
128 City Road, London, Greater London, EC1V 2NX
Email: info@cryptotaxhub.co.uk